# Dewey, Ramsay & Hunt, P.A. > A personal injury law firm serving accident victims in Charlotte and throughout North Carolina. The firm was built by trial lawyers with over 30 years of combined experience representing injured people in court. Attorneys Martha L. Ramsay, Brian C. Hunt, and founding/retired partner Robert J. Dewey lead the practice. The firm is known for its client-centered approach, aggressive advocacy, bilingual (English and Spanish) staff, and willingness to take cases to trial. Accreditations include Martha L. Ramsay's recognition by Distinguished Justice Advocates, Leaders of Law, and LocalCounsel.law; Brian C. Hunt's recognition as one of the Top 40 Lawyers Under 40 in North Carolina in Civil Litigation by The National Trial Lawyers. The firm works on a contingency-fee basis — "We Don't Get Paid Until You Do" — charging no upfront fees and getting paid only if it secures compensation for the client. It offers free consultations available by phone or online. Studies cited by the firm note that accident victims represented by attorneys receive 40% more in insurance settlements on average than those who handle claims alone, and that 85% of all money paid out in bodily injury insurance settlements goes to represented claimants. - Main phone: (704) 377-3737 (text or call; free consultations) - Fax: (704) 377-3833 - Office: 10610 Metromont Parkway, Suite 205, Charlotte, NC 28269 - Service area: Charlotte and throughout North Carolina - Social: Facebook, Instagram, Twitter/X (@deweyramsayhunt), LinkedIn, YouTube General North Carolina personal injury law context the firm's matters commonly involve: - Statute of limitations: North Carolina generally allows three years from the date of injury to file a personal injury claim, though exceptions apply. - Contributory negligence: North Carolina is one of only a handful of states still using the contributory negligence rule. If a plaintiff is found even 1% at fault, they may be barred from recovering any damages — making skilled legal representation especially critical. - Punitive damages: In certain cases involving egregious conduct, punitive damages may be available and can interact with contributory negligence defenses. - Auto insurance: North Carolina requires all drivers to carry minimum liability auto insurance. Injured parties may pursue claims against at-fault drivers' liability insurance. - Uninsured/underinsured motorist coverage: North Carolina law allows injured parties to pursue their own UM/UIM coverage when the at-fault driver lacks sufficient insurance. - Settlement rates: Between 90–95% of personal injury cases settle before trial; the firm is prepared to litigate if necessary. - Plaintiff vs. defendant: The plaintiff is the injured party making the claim; the defendant is the at-fault party. - Recoverable damages: Medical bills, lost wages, pain and suffering, property damage, future medical expenses, and in some cases punitive damages. ## Firm Overview - [Home](https://www.deweyramsayhunt.com/): Firm overview, practice areas, and free consultation request. - [Our Team](https://www.deweyramsayhunt.com/our-team/): Attorney and staff profiles. - [Our Staff](https://www.deweyramsayhunt.com/our-team/our-staff/): Support staff profiles. - [Reviews](https://www.deweyramsayhunt.com/reviews/): Client testimonials. - [Personal Injury FAQ](https://www.deweyramsayhunt.com/personal-injury-faq/): Frequently asked questions about personal injury claims. - [Blog](https://www.deweyramsayhunt.com/blog/): Articles on personal injury and North Carolina law. - [News](https://www.deweyramsayhunt.com/news/): Recent North Carolina accident and injury news coverage. - [Resources](https://www.deweyramsayhunt.com/resources/): Guides, FAQs, and helpful tools for injury victims. - [Media Center](https://www.deweyramsayhunt.com/media-center/): Press and media resources. - [Video Center](https://www.deweyramsayhunt.com/video-center/): FAQ videos and client testimonial videos. - [How to Obtain a NC Police Accident Report](https://www.deweyramsayhunt.com/how-to-obtain-a-north-carolina-police-accident-report/): Step-by-step guide for requesting an accident report. - [Español](https://www.deweyramsayhunt.com/espanol/): Spanish-language version of the site. - [Scholarship Application](https://www.deweyramsayhunt.com/scholarship-application/): Firm scholarship program. - [Scholarship Winners](https://www.deweyramsayhunt.com/scholarship-winners/): Past scholarship recipients. - [Contact Us](https://www.deweyramsayhunt.com/contact-us/): Free consultation request form and office details. - [Site Map](https://www.deweyramsayhunt.com/site-map/): Full index of site pages. - [Privacy Policy](https://www.deweyramsayhunt.com/privacy-policy/): Site privacy policy. ## Attorneys - [Martha L. Ramsay](https://www.deweyramsayhunt.com/our-team/martha-ramsay/): Attorney and Founder of The Ramsay Law Firm; Board-Certified Workers' Compensation Trial Lawyer with over 25 years of experience representing injured workers and accident victims; recognized by Distinguished Justice Advocates, Leaders of Law, and LocalCounsel.law. - [Brian C. Hunt](https://www.deweyramsayhunt.com/our-team/brian-c-hunt/): Named partner and personal injury and wrongful death attorney; recognized as one of the Top 40 Lawyers Under 40 in North Carolina in Civil Litigation by The National Trial Lawyers; bilingual staff support available. - [Robert J. Dewey](https://www.deweyramsayhunt.com/our-team/robert-j-dewey/): Founding attorney; retired. ## Practice Areas — Motor Vehicle Accidents - [Bicycle Accident](https://www.deweyramsayhunt.com/charlotte-bicycle-accident-attorney/): Cyclist injury claims. - [Boat Accident](https://www.deweyramsayhunt.com/charlotte-boating-accidents-attorney/): Recreational boating accident claims. - [Bus Accident](https://www.deweyramsayhunt.com/charlotte-bus-accidents-attorney/): Bus accident injury claims. - [Car Accident](https://www.deweyramsayhunt.com/charlotte-car-accidents-attorney/): General car and auto accident claims. - [Dangerous Roadway Accidents](https://www.deweyramsayhunt.com/charlotte-dangerous-roadway-accident-attorney/) - [Distracted Driving Accidents](https://www.deweyramsayhunt.com/charlotte-distracted-driving-accident-attorney/) - [Fatal Car Accidents](https://www.deweyramsayhunt.com/charlotte-fatal-car-accident-attorney/) - [Fender Bender Accidents](https://www.deweyramsayhunt.com/charlotte-fender-bender-accidents-attorney/) - [Head-On Collisions](https://www.deweyramsayhunt.com/charlotte-head-on-collisions-attorney/) - [Multi-Vehicle Accidents](https://www.deweyramsayhunt.com/charlotte-multi-vehicle-accident-attorney/) - [Rear-End Collisions](https://www.deweyramsayhunt.com/charlotte-rear-end-collisions-attorney/) - [Reckless Driving Accident & Injury](https://www.deweyramsayhunt.com/charlotte-reckless-driving-accident-and-injury-attorney/) - [Commercial Truck Accidents](https://www.deweyramsayhunt.com/charlotte-commercial-truck-accidents-attorney/): Claims involving large commercial vehicles. - [Drunk Driving Accidents](https://www.deweyramsayhunt.com/charlotte-drunk-driving-accidents-attorney/): Claims involving DWI/DUI drivers. - [E-Bike Accident](https://www.deweyramsayhunt.com/charlotte-e-bike-accidents-attorney/): Electric bicycle accident claims. - [Hit and Run Accidents](https://www.deweyramsayhunt.com/charlotte-hit-and-run-accidents-attorney/): Claims involving drivers who fled the scene. - [Motorcycle Accidents](https://www.deweyramsayhunt.com/charlotte-motorcycle-accidents-attorney/): Injured rider claims. - [Blind Spot Motorcycle Accident](https://www.deweyramsayhunt.com/charlotte-blind-spot-motorcycle-accidents-attorney/) - [Passenger Van Accidents](https://www.deweyramsayhunt.com/charlotte-15-passenger-van-accidents-attorney/): 15-passenger van accident claims. - [Pedestrian Accidents](https://www.deweyramsayhunt.com/charlotte-pedestrian-accidents-attorney/): Pedestrian injury claims. - [Rideshare Accidents](https://www.deweyramsayhunt.com/charlotte-rideshare-accidents-attorney/): Uber, Lyft, and other rideshare accident claims. - [Teenage Driver Accidents](https://www.deweyramsayhunt.com/charlotte-teenage-driver-accidents-attorney/): Claims involving inexperienced teen drivers. - [Truck Accidents](https://www.deweyramsayhunt.com/charlotte-truck-accidents-attorney/): General truck accident claims. - [Fatal Truck Accidents](https://www.deweyramsayhunt.com/charlotte-fatal-truck-accidents-attorney/) - [Uninsured / Underinsured Motorists](https://www.deweyramsayhunt.com/charlotte-uninsured-underinsured-motorists-attorney/): Claims involving UM/UIM coverage. - [Wrongful Death](https://www.deweyramsayhunt.com/charlotte-wrongful-death-attorney/): Claims brought by families after a fatal accident. ## Practice Areas — Other Injuries & Liability - [Premises Liability](https://www.deweyramsayhunt.com/charlotte-premises-liability-attorney/): Injuries occurring on someone else's property. - [Slip and Fall Accidents](https://www.deweyramsayhunt.com/charlotte-slip-and-fall-injury-attorney/) - [Construction Accidents](https://www.deweyramsayhunt.com/charlotte-construction-accidents-attorney/): Injuries on construction sites. ## Practice Areas — Injury Types - [Brain Injuries](https://www.deweyramsayhunt.com/charlotte-brain-injuries-attorney/): Traumatic brain injury (TBI) claims. - [Neck and Back Injury](https://www.deweyramsayhunt.com/charlotte-neck-and-back-injury-lawyer/): Cervical and lumbar injury claims. - [Orthopedic Injuries](https://www.deweyramsayhunt.com/charlotte-orthopedic-injuries-attorney/): Complex bone and joint injury claims. - [Soft Tissue Injuries](https://www.deweyramsayhunt.com/charlotte-soft-tissue-injuries-attorney/): Muscle, tendon, and ligament injury claims. - [Spinal Cord Injuries](https://www.deweyramsayhunt.com/charlotte-spinal-cord-injuries-attorney/): Paralysis and spinal injury claims. - [Whiplash Injuries](https://www.deweyramsayhunt.com/charlotte-whiplash-injuries-attorney/): Neck whiplash claims from rear-end and other collisions. ## Car Accident FAQ Pages - [Is It Worth Hiring an Attorney for a Minor Car Accident?](https://www.deweyramsayhunt.com/is-it-worth-hiring-an-attorney-for-a-minor-car-accident/) - [What Does a Car Accident Lawyer Do?](https://www.deweyramsayhunt.com/what-does-a-car-accident-lawyer-do/) - [How Much Do Car Accident Lawyers Charge?](https://www.deweyramsayhunt.com/how-much-do-car-accident-lawyers-charge/) - [Should I Get a Lawyer for a Hit and Run Accident?](https://www.deweyramsayhunt.com/should-i-get-a-lawyer-for-a-hit-and-run-accident/) - [How Long Does an Insurance Company Have to Settle a Claim in NC?](https://www.deweyramsayhunt.com/how-long-does-an-insurance-company-have-to-settle-a-claim-in-north-carolina/) - [How is Fault Determined in a Car Accident in NC?](https://www.deweyramsayhunt.com/how-is-fault-determined-in-a-car-accident-in-nc/) ## Español (Spanish-Language Pages) - [Accidente Automovilístico](https://www.deweyramsayhunt.com/espanol/abogado-de-accidentes-automovilisticos-de-charlotte/) - [Accidentes de Bicicleta](https://www.deweyramsayhunt.com/espanol/abogado-de-accidentes-de-bicicleta-de-charlotte/) - [Accidentes de Bote](https://www.deweyramsayhunt.com/espanol/abogados-de-accidentes-de-bote-en-charlotte/) - [Accidente de Peatones](https://www.deweyramsayhunt.com/espanol/abogado-de-accidentes-de-peatones-de-charlotte/) - [Lesiones Cerebrales](https://www.deweyramsayhunt.com/espanol/abogado-de-lesiones-cerebrales-de-charlotte/) - [Lesiones de Tejidos Blandos](https://www.deweyramsayhunt.com/espanol/abogado-de-lesiones-de-tejidos-blandos-charlotte/) - [Lesión Por Latigazo Cervical](https://www.deweyramsayhunt.com/espanol/abogado-de-lesiones-por-latigazo-cervical-en-charlotte/) - [Lesión Ortopédica](https://www.deweyramsayhunt.com/espanol/abogado-de-lesiones-ortopedicas-de-charlotte/) - [Lesiones en Lugares de Construcción](https://www.deweyramsayhunt.com/espanol/abogado-de-accidentes-de-construccion-de-charlotte/) - [Responsabilidad de Productos Defectuosos](https://www.deweyramsayhunt.com/espanol/responsabilidad-de-productos-defectuosos/) - [Accidentes de Camiones](https://www.deweyramsayhunt.com/espanol/abogado-de-accidentes-de-camiones-en-charlotte/) - [Muerte Injusta](https://www.deweyramsayhunt.com/espanol/abogado-de-muerte-por-negligencia-de-charlotte/) - [Accidentes de Resbalones y Caídas](https://www.deweyramsayhunt.com/espanol/abogado-de-resbalones-y-caidas-de-charlotte/) - [Compensación de Trabajadores](https://www.deweyramsayhunt.com/espanol/abogado-de-compensacion-de-trabajadores-de-charlotte/) ## Cities Served Cities with dedicated pages: - [Concord](https://www.deweyramsayhunt.com/concord-personal-injury-lawyer/) — [Car Accidents](https://www.deweyramsayhunt.com/concord-personal-injury-lawyer/car-accidents/), [Rideshare Accidents](https://www.deweyramsayhunt.com/concord-personal-injury-lawyer/rideshare-accidents/) - [Cornelius](https://www.deweyramsayhunt.com/cornelius-personal-injury-lawyer/) - [Gastonia](https://www.deweyramsayhunt.com/gastonia-personal-injury-lawyer/) — [Car Accidents](https://www.deweyramsayhunt.com/gastonia-personal-injury-lawyer/car-accidents/), [Rideshare Accidents](https://www.deweyramsayhunt.com/gastonia-personal-injury-lawyer/rideshare-accidents/) - [Harrisburg](https://www.deweyramsayhunt.com/harrisburg-personal-injury-lawyer/) - [Huntersville](https://www.deweyramsayhunt.com/huntersville-personal-injury-lawyer/) — [Car Accidents](https://www.deweyramsayhunt.com/huntersville-personal-injury-lawyer/car-accidents/) - [Monroe](https://www.deweyramsayhunt.com/monroe-personal-injury-lawyer/) — [Car Accidents](https://www.deweyramsayhunt.com/monroe-personal-injury-lawyer/car-accidents/), [Rideshare Accidents](https://www.deweyramsayhunt.com/monroe-personal-injury-lawyer/rideshare-accidents/), [Spinal Cord Injuries](https://www.deweyramsayhunt.com/monroe-personal-injury-lawyer/spinal-cord-injuries/), [Truck Accidents](https://www.deweyramsayhunt.com/monroe-personal-injury-lawyer/truck-accidents/), [Whiplash Injuries](https://www.deweyramsayhunt.com/monroe-personal-injury-lawyer/whiplash-injuries/) - [Mooresville](https://www.deweyramsayhunt.com/mooresville-personal-injury-lawyer/) — [Car Accidents](https://www.deweyramsayhunt.com/mooresville-personal-injury-lawyer/car-accidents/) Additional areas served (without dedicated pages): Albemarle, Asheboro, Bessemer City, Boone, Charlotte, Davidson, Hickory, Indian Trail, Kings Mountain, Lenoir, Lexington, Lincolnton, Matthews, Mint Hill, Morganton, Pineville, Rockingham, Salisbury, Shelby, Statesville, Thomasville, Troutman, Wadesboro, Waxhaw, Weddington. ## Blog Posts (Latest) - [Can Punitive Damages Override Contributory Negligence in North Carolina?](https://www.deweyramsayhunt.com/blog/punitive-damages-contributory-negligence-north-carolina/): What injury victims need to know about NC's strict contributory negligence rule and when punitive damages may apply. (May 29, 2026) - [Are You Required to Have Auto Insurance in North Carolina?](https://www.deweyramsayhunt.com/blog/are-you-required-to-have-auto-insurance-in-north-carolina/): Overview of NC minimum auto insurance requirements. (May 22, 2026) - [Do Pedestrians Always Have the Right of Way in North Carolina?](https://www.deweyramsayhunt.com/blog/do-pedestrians-always-have-the-right-of-way-in-north-carolina/): Clarifying NC pedestrian protection laws. (May 15, 2026) - [How Can a North Carolina Attorney Help Me If I Lost My Loved One to an Accident?](https://www.deweyramsayhunt.com/blog/nc-attorney-help-after-wrongful-death-accident/): How legal representation helps families after a fatal accident. (May 9, 2026) - [How Delayed or Missing Medical Care Can Impact a NC Personal Injury Claim](https://www.deweyramsayhunt.com/blog/delayed-medical-care-north-carolina-injury-claims/): Why prompt medical treatment matters for your case. (May 2, 2026) ## News (Latest) - [Greensboro Collision Leaves One Dead, Another Seriously Hurt; Driver Faces Criminal Charges](https://www.deweyramsayhunt.com/news/serious-crash-in-greensboro-leaves-victims-injured/): Fatal chain-reaction collision results in criminal charges. (June 7, 2026) - [Stanly County Woman Dies in Late-Night Highway Collision Near Albemarle](https://www.deweyramsayhunt.com/news/fatal-highway-collision-near-albemarle-in-stanly-county/): Fatal two-vehicle collision on U.S. Highway 52. (May 29, 2026) ## Office Location - Charlotte Office: 10610 Metromont Parkway, Suite 205, Charlotte, NC 28269. (704) 377-3737. ## Optional - [Site Map](https://www.deweyramsayhunt.com/site-map/): Full index of site pages. - [Privacy Policy](https://www.deweyramsayhunt.com/privacy-policy/): Site privacy policy.