Post Banner

Do I Need a Copy of the Police Report After My Charlotte Accident?

October 10, 2025

After a car crash in Charlotte, it can be challenging to think clearly about what to do next. Between medical concerns, vehicle damage, and dealing with insurance companies, many people overlook one of the most critical pieces of evidence available: the police report. Whether your accident was a minor fender bender or a serious collision in North Carolina, obtaining this report can play a crucial role in protecting your rights and helping you recover compensation.

Traffic accident investigator in reflective vest documenting car damage at the scene using a tablet at night.

Why the Police Report Matters

A police report provides an objective record of what happened at the scene. When an officer responds to a crash, they document essential details, such as the time, location, road conditions, weather, and the positions of the vehicles involved. They also note statements from the drivers, passengers, and any witnesses.

This report helps establish the facts while they are still fresh. Insurance companies often rely heavily on police reports when determining fault and liability. If your case ends up in court, the report can be used to support your version of events and strengthen your claim for damages.

Even in seemingly simple collisions, a police report can reveal critical details that may not be apparent right away, such as whether a driver was cited for speeding, running a red light, or driving under the influence.

How to Obtain a Police Report in Charlotte

Getting a copy of your police report in Charlotte is a straightforward process. You can typically request it through the Charlotte-Mecklenburg Police Department (CMPD).

  • Online Requests: Many reports are available through the CMPD’s online portal, often within a few days of the crash.
  • In-Person or Mail Requests: You can visit the CMPD Records Division or send a written request by mail.
  • Insurance Company Requests: Some insurers may also request a copy on your behalf, but it is best to obtain your own for your personal records.

A small fee may be associated with obtaining the report, but having your own copy ensures that you know exactly what information has been recorded. Should you choose to partner with our skilled car accident attorneys at Dewey, Ramsay & Hunt, we will obtain a copy of the crash report for you.

How a Police Report Can Help Your Claim

A police report can serve as a valuable piece of evidence when filing an insurance claim or personal injury lawsuit. It can help show that the other driver was at fault, document property damage, and verify that you sought medical attention after the collision.

In some cases, the officer’s findings can influence how quickly an insurance company accepts liability or negotiates a settlement. If the report contains errors or incomplete information, your attorney can help you address those issues and gather additional evidence to support your case.

Contact Dewey, Ramsay & Hunt, P.A.

If you have been injured in a car accident in Charlotte, obtaining a copy of the police report is an essential first step toward protecting your rights. The experienced legal team at Dewey, Ramsay & Hunt, P.A. can review your report, identify key evidence, and build a strong claim for full compensation.

Call 704-377-3737 or contact us online today for a free consultation. We will walk you through every step of the process and fight to secure the recovery you deserve.

We provide unique legal services tailored to each client’s needs and do not get paid unless you do.

Your Injury, Our Fight. How can we help you take a stand?

Because every case is different, the description of awards and issues previously managed by our law firm does not guarantee a similar outcome in current or future cases.

Related Blogs

Categories