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Hear From Past Clients
After I was in a work accident, a friend recommended these attorneys to me. Every time I called, they answered. I always had faith that we would win.
I was hurt in an accident and no other lawyer was willing to help me, but Dewey, Ramsay & Hunt showed up and showed out. Not only did this law
I was hurt when I was t-boned in a car crash. I was pleased with Brian Hunt’s professionalism; he handles his clients well and lets them know what’s going on.
I was in a car crash and I was referred to Dewey, Ramsay & Hunt by my chiropractor (Prosperity). I really liked how I was updated a lot; Maris really
I was rear-ended in a car crash and needed an attorney. I was referred to Dewey, Ramsay & Hunt by my chiropractor (Queen City). The service went well and quickly;
Charlotte Uninsured/Underinsured Motorist Attorneys
Millions Recovered for Injured Clients
At Dewey, Ramsay, & Hunt, P.A., our Charlotte car accident attorneys know that our client’s physical, emotional, and financial well-being can be devastated after a collision with an uninsured or underinsured driver.
When these drivers collide with motorists, the damages can be overwhelming.
That is why we are here.
If you have been hurt or lost a loved one in a collision with an uninsured or underinsured driver, contact our Mecklenburg County car accident lawyers today. Your first meeting with our law firm will be with a skilled and experienced personal injury attorney, so you can immediately understand your legal rights and options to pursue the negligent party that caused your harm.
Our skilled attorneys customize each case using both personalized attention and expansive resources to pursue maximum results, so you can get your life back.
Your Injury, Our Fight. How can we help you take a stand?
With millions recovered for our clients, we can be trusted to fight for you. Call our Charlotte personal injury lawyers today for a free, no-obligation consultation at (704) 377-3737, or contact us online.
What are the Vehicle Insurance Requirements in North Carolina?
According to the North Carolina Department of Motor Vehicles, all vehicles are required by state law to have continuous liability insurance provided by a company licensed to do business in the state. Out-of-state vehicle insurance policies are not accepted.
Liability insurance protects drivers and their families against injuries and property damage caused by the negligence of other drivers who might have limited, minimum, or no liability insurance.
The North Carolina vehicle insurance coverage requirements include:
- Bodily injury liability coverage: Minimum legal requirement of $30,000 per person and $60,000 per accident
- Property damage liability coverage: Minimum legal requirement of $25,000
- Uninsured motorist bodily injury: Minimum legal requirement of $30,000 per person and $60,000 per accident
- Uninsured/Underinsured motorist property damage: Minimum legal requirement of $25,000
We know being injured by another driver’s negligence — especially when they are uninsured or underinsured — is a complicated and confusing time and want to provide the legal clarity our clients need to make informed decisions about the direction of their cases.
Contact us today to discuss your case during a free consultation, so you can get the help you need to pursue the financial recovery you need to get your life back on track.
What is the Difference Between Uninsured & Underinsured Motorist Coverage?
Uninsured motorist (UM) coverage offers protection to individuals who have been injured by uninsured drivers, while underinsured motorist (UIM) coverage is for those who have been injured by a driver whose limits of liability are less than your UIM coverage limits and are not enough to cover your losses.
Uninsured motorist coverage policies cover bodily injury and property damage and can cover not only the owner of the vehicle but also the family members and any passengers in the vehicle. The amount your coverage pays depends on the liability policy you have.
For example, if you have a common $30,000/$60,000 liability policy, which comes out to $30,000 per person and $60,000 per accident, then your uninsured motorist coverage has the same limits.
North Carolina statutory law requires every driver in the state to have uninsured motorist and underinsured motorist coverage, so if you have been injured in an accident caused by a driver that is unable to cover your damages, there is a good chance that you can file a claim with your own insurance company.
How are North Carolina Residents Impacted by Uninsured and Underinsured Motorists?
Uninsured and underinsured motorists can cause severe injuries and fatalities any time they operate their vehicles negligently on our North Carolina roadways. And it is not always another motorist whose life is changed by their reckless behavior.
Our leading personal injury attorneys in Charlotte represent clients throughout North Carolina who have been injured by uninsured and underinsured motorists during:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Bus Accidents
- Commercial Truck Accidents
- Drunk Driving Accidents
- Hit & Run Accidents
- Motorcycle Accidents
- Passenger Van Accidents
- Pedestrian Accidents
- Rideshare Accidents
- Teenage Driver Accidents
- Truck Accidents
- Wrongful Death Accidents
At Dewey, Ramsay & Hunt, our Charlotte personal injury lawyers fight for each of our new clients just as we have while recovering millions of dollars for injury victims throughout North Carolina in past cases to ensure they can heal efficiently, and that their expenses are covered, and dignity restored.
If you are unsure how much your UM or UIM policies cover, it’s best to contact a personal injury attorney, who can look at your policy and determine the maximum amount you can recover after an accident.
At Dewey, Ramsay & Hunt, our Charlotte personal injury lawyers believe in keeping our caseloads small, so we can manage each with a personalized approach, devoting the time and integrity our clients deserve to produce expedient, maximum results.
Contact Our Skilled Uninsured and Underinsured Attorneys in Charlotte, North Carolina
We provide unique legal services tailored to fit each client’s needs and do not get paid unless you do.
Your Injury, Our Fight. How can we help you take a stand?
Because every case is different, the description of awards and cases previously handled by our law firm does not guarantee a similar outcome in current or future cases.
Don’t worry if you’ve been injured by an uninsured or underinsured motorist in Charlotte – you have options. Call our attorneys to seek the maximum amount of compensation you deserve at (704) 377-3737.