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Dangers of Teenage Driving Accidents in North CarolinaAugust 29, 2023
According to the North Carolina Traffic Crash Facts, 49,606 crashes involving teenage drivers occurred throughout the state last year. Those crashes result in an average of 10,100 injuries and 80 fatalities.
While distracted driving is one of the top causes of teenage drivers being involved in accidents, the overall cause of these collisions is teens are more likely than older drivers to underestimate or be unable to recognize dangerous situations. They are also more likely than adults to make critical errors that can lead to severe crashes.
How Can I Pursue a Teenage Driver’s Insurance Policy for a North Carolina Car Accident with Injuries?
The Insurance Institute for Highway Safety reported that since teen drivers have crash rates nearly four times those of drivers 20 and older per mile driven, adding a teen driver increases car insurance rates by an average of 161%.
Despite the expense, adding a teenager to their parent’s policy is usually cheaper than being insured separately. Because this is true, most parents take responsibility to ensure their kids are insured by concluding coverage is an excellent way to protect their families if the teen driver negligently causes a crash.
If you have been involved in a crash with a teenage driver, you may pursue their insurance coverage for your damages, even if their parent is the primary policyholder.
This is no different than pursuing their parent’s policy directly.
If the teenager is independently insured, the injured party can pursue the driver’s insurance directly, just as they would another policy.
Have You Been Injured in a Crash with a Teenage Driver in North Carolina?
If you were injured in a vehicle collision caused by a teenage driver, our personal injury attorneys in Charlotte at Dewey, Ramsay & Hunt want to hear your story during a free consultation by calling 704-377-3737 or contacting us online.
We provide unique legal services tailored to each client’s needs and do not get paid unless you do.
Your Injury, Our Fight. How can we help you take a stand?
Because every case is different, the description of awards and cases previously managed by our law firm does not guarantee a similar outcome in current or future cases.