CALL TODAY (704) 377-3737
Select Page

Medical Payments: An Extra Layer of Protection for Drivers

Medical Payments, also known as Med Pay, is extra insurance for individuals involved in motor vehicle crashes.  Medical Payments are an extra expense, but in the event of a motor vehicle crash, they can also be an extra layer of protection.

Question: What Are Medical Payments?

Answer: Medical Payments are separate coverage available to most people to purchase through their individual car insurance company.  They can usually be purchased in increments of $1,000.00 for a nominal fee.  You need to contact your specific insurance provider for rates.

Question: What Do Medical Payments Do?

Answer: They cover you and everyone in your vehicle’s medical bills up to the coverage purchased in the event you are in a motor vehicle crash, NO MATTER WHO IS AT FAULT.

Question: What Does That Mean?

Answer: That means that if you purchase $1,000.00 of Medical Payments from your car insurance company, everyone in your motor vehicle would have at least $1,000.00 available to them to cover their medical bills and any extra would go to them.

Question: If I Am In a Crash, What Does the Attorney Do?

Answer: The attorney deals directly with both the insurance company and the medical providers on your behalf so that you have peace of mind.  The attorney performs this service for the flat fee of $150.00.

Medical Payments are not necessary, but they can ensure you receive a greater recovery for your injuries.


  • This field is for validation purposes and should be left unchanged.
7.6Brian Curtis Hunt
Avvo - Rate your Lawyer. Get Free Legal Advice.
Click for the BBB Business Review of this Legal Services Plans in Charlotte NC

The National Trial Lawyers


When a new client comes to our office, they are not handed off to a paralegal. One of our attorneys meets with each new client personally on their first visit to our office. We will discuss the merits of your case with you, listen carefully to your concerns, and answer your questions at that time, without any obligation on your part.

We generally only accept those cases that we are willing to take all the way to trial. Many of our clients have come to us from other attorneys who only want to settle cases as quickly and as easily as possible. While settlements are generally desirable and we encourage them, some cases need to go through the litigation process to achieve their full value. The decision to file a lawsuit is made by the client after a full discussion of all relevant factors.


With over 30 years of combined experience, we have the skill and experience to see a case through from the initial investigation to seeing the case through at trial. If you cannot come to us, we will come to you to make sure you get the quality legal advice you need.


Charlotte Personal Injury Disclaimer: The medical and legal information presented on this web site, including Auto Accidents, Premises Liability, Wrongful Death and Workers Compensation, should not be construed to be formal legal advice nor the formation of a lawyer or attorney client relationship. Please contact one of our experienced North Carolina personal injury lawyers in our Charlotte law offices. Serving the greater Charlotte area. Copyright 2019-2020 Dewey, Ramsay & Hunt, PA