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Personal injury in a legal context means harm suffered because of someone else’s negligence or carelessness. If the negligent person can be proven to have been negligent, you may be entitled to compensation for pain and suffering, medical costs, and lost income.

Dewey, Ramsay & Hunt, PA brings over 30 years of skilled legal experience to offer specialized legal counsel in a variety of practice areas.

What type of personal injury case do you have?

There are two ways of resolving a personal injury case:

  • A formal lawsuit – civil court proceedings to find someone legally at fault and responsible for the personal injury
  • An informal settlement – which avoids a court case by negotiating a resolution

Informal settlement is more common when the party at fault wishes to settle without a lot of publicity or costs beyond the agreed-upon amount of the settlement.

Formal Lawsuit

A formal lawsuit occurs when a private individual files a civil complaint against a defendant, which could be a:

  • Person
  • Business
  • Corporation
  • Government agency

The personal injury complaint is filed alleging that the defendant acted carelessly or irresponsibly, resulting in the accident or injury. Court proceedings are initiated to determine whether the defendant is legally responsible for the injury, and if so, what restitution they are required to pay.

Informal Settlement

The resolution is reached with the approval of the injured, the accused, their insurance companies and the attorneys all agreeing on the amount and form of compensation. The steps involved are:

  • Negotiation
  • Written agreement
  • Payment

Your attorney will work with you to determine which type of personal injury case you have and how it can be settled to your satisfaction. In some cases, mediation and arbitration may be recommended as a means to an agreement. If no agreement can be reached through these methods, your case may go to court.


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When a new client comes to our office, they are not handed off to a paralegal. One of our attorneys meets with each new client personally on their first visit to our office. We will discuss the merits of your case with you, listen carefully to your concerns, and answer your questions at that time, without any obligation on your part.

We generally only accept those cases that we are willing to take all the way to trial. Many of our clients have come to us from other attorneys who only want to settle cases as quickly and as easily as possible. While settlements are generally desirable and we encourage them, some cases need to go through the litigation process to achieve their full value. The decision to file a lawsuit is made by the client after a full discussion of all relevant factors.


With over 30 years of combined experience, we have the skill and experience to see a case through from the initial investigation to seeing the case through at trial. If you cannot come to us, we will come to you to make sure you get the quality legal advice you need.


Charlotte Personal Injury Disclaimer: The medical and legal information presented on this web site, including Auto Accidents, Premises Liability, Wrongful Death and Workers Compensation, should not be construed to be formal legal advice nor the formation of a lawyer or attorney client relationship. Please contact one of our experienced North Carolina personal injury lawyers in our Charlotte law offices. Serving the greater Charlotte area. Copyright 2019-2020 Dewey, Ramsay & Hunt, PA